If you can not afford travel insurance, then you can not afford to travel.
For people who never travel with it, you will hear things like “Oh, it doesn’t matter if you lose your luggage, simply travel light with things you can manage to substitute”. Or “Medical bills in South East Asia are fairly cheap if you have to get over Bali belly” or our favorite “Traveling insurance providers just tell you that the horror stories for you to purchase insurance”.
The final one is unashamedly correct. We want you to know we have had to take care of thousands of emergencies and evacuations through the years.
Ordinarily, your journeys with go without a hitch. You’ll not need to have the nightmare of becoming seriously ill or hurt in a foreign country. But if you do, the last thing you need isn’t having the support or financial means by which to get treated and flown home.
For this alone, travel insurance is worth every cent.
It may, however, be a bit confusing. However, there are instances when specific terms are going to have various limitations, limits and exceptions, which only the description of policy (policy wording) can thoroughly explain.
All travel insurance policies have specific advantages and exclusions, so that it’s common sense, critical, and vital to take some time to read the policy wording carefully. These vary depending on which country you’re from.